Credit Card Utilization Credit Repair / Credit Repair Specialist / Financial Planning

How come my credit card utilization is showing as poor when I pay off my credit cards each month?

If you pay after the balance is reported, your report will show a balance.  To remedy this, you can pay online prior to the report date.  Your balance is only reported once a month, so your credit report will reflect whatever the balance is at the time it’s reported.


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