Question: If I paid the minimum payment on my credit card on time, do they charge an interest on the difference? Answer: If the balance is not paid monthly, basically you are charged interest. Interest on each monthly statement is charged on the average daily balance.

Will using up your entire home equity credit line count negatively on your credit report and score even if you are never late on your payments? Using your entire available credit limit, on even one account, is a strong indicator of high credit risk, even if all of your account payments are still being made on time. Even if you are never late, you can...

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Husbands and wives each have their own credit report Everyone has their own credit report, even in joint or community property states. While joint accounts will appear on both, there can be differences, so you both should get your reports and review them. In community property states, if your name is not on an account, it very likely won’t be reported for you. However, if...

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How come my credit card utilization is showing as poor when I pay off my credit cards each month? If you pay after the balance is reported, your report will show a balance.  To remedy this, you can pay online prior to the report date.  Your balance is only reported once a month, so your credit report will reflect whatever the balance is at the...

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Build Better Credit to Build a Better Life by Arian Eghbali Helping Readers Repair Their Credit Mr. Arian Eghbali’s Book Build Better Credit to Build a Better Life Reveals the Industry’s Credit Repair Secrets to Help People Repair Their Credit and Get Their Lives Back on Track After realizing how much of an unfair advantage wealthy and upper-middle class citizens had at their disposal, by...

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A poor credit rating can bar you from seeking essential financial coverage that underscores a healthy lifestyle. Credit repair agencies come to your aid by thoroughly getting investigated all disputed credit items with bureaus. This enables you to reclaim your financial stability. Understanding Credit Repair: Credit repair stands for the process wherein you hire a specialist agency to act on your behalf for attempting to...

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The publication and release of Mr. Arian Eghbali’s New Credit Repair Book Build Better Credit to Build a Better Life has gone a long way in leveling the playing field and bridging that telling gap between what credit means to the average person and what it means to the upper middle class and wealthy citizens. After realizing how much of an unfair advantage wealthy and...

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The publication and release of Mr. Arian Eghbali’s Credit Repair Book Build Better Credit to Build a Better Life comes at an opportune moment. A time when majority are grappling with issues of debts and credit. It is a book that will go a long way in helping level the playground between the low end income earners and the middle income, those who have means...

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Are you sure your credit score is not underestimating your credit worthiness? Get a truly customized credit repair service that comes with a guarantee too! Credit score has wide ranging implications on important aspects of your life. It actually determines how much financially responsible and reliable you are as an individual. Banks and financial institution decide whether or not to grant credit to you based...

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